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It is calculated using the information contained in your Equifax credit file. Lenders use many different credit scoring systems, and the score you receive with Aura is not the same score used by lenders to evaluate your credit. Everyone would love to pick up the phone and hear that they’ve won millions of dollars. But don’t let your desire for a life of luxury and riches make you a vulnerable target for scammers.

You Never Have to Pay to Receive a Legitimate PCH Win
Remember, PCH never calls customers nor winners to tell them they have won. Click on this link and you’ll find all of the different ways to contact us, either by mail, phone or e-mail. And there are separate e-mail links to click on, depending on whether your question or concern is related to PCHSearch&Win, PCHGames, PCHLotto, and more.
PCH is Fighting Back Against Fraud!

PCH offers a live chat option, which lets you connect to a customer service representative during business hours. Use this option to voice a complaint, get immediate answers to your questions, and more. Publishers Clearing House wants to warn you about scam artists pretending to be the Publishers Clearing House Prize Patrol or other PCH employees on social media platforms like Facebook, Instagram and Twitter. The victim is instructed to deposit the check in their account and immediately return most of it to the claims manager to cover taxes and fees. You get a letter telling you that you just won millions of dollars, along with a large check to help you pay taxes and fees.
Tip 1: Do Not Send Money to Claim a Sweepstakes Prize
Even if you’re not asked to pay upfront, there are other red flags to look out for when dealing with a fake PCH award. Thankfully, a number of people came to the rescue and told the user to stop communicating with the scammers. The user later appeared to confirm getting out of the situation ok. To learn more about how to stay safe and protect yourself from fraudulent scammers, please click here. Reporting a sweepstakes imposter scam to Publishers Clearing House is easy. To report a scam, please click here to fill out a Scam Incident Report.
First they copy images and content from the PCH Prize Patrol official Facebook account. Then they use this content to target people who follow the PCH page — and inform targets that they’ve won. Eventually, the scammers ask for up-front payments, a portion of the winnings, or financial data. In reality, the “agent” is a scam artist who will try to convince you to give up personal data in exchange for your winnings. If you comply, the scammer will invent more obstacles that you need to clear before you can claim your prize — such as sending money, information, or both.
PCH Overview
But a legitimate-looking win notification isn't enough of a reason to believe you're a big winner. Logos can be copied, names of legitimate PCH employees can be found on Google, signatures can be forged... You need to be familiar with the real signs of a PCH prize win. Winning sweepstakes often feels too good to be true — and sometimes, it is. Big-name sweepstakes sponsors like PCH are a prime target for scammers, who style win notifications to match the branding of the company they're impersonating. Publishers Clearing House cares about consumers and realizes that from time to time there may be a need to provide more detailed help to individuals who have questions or concerns.
You can also follow these steps to report a scam directly to Publishers Clearing House. You may have to fill out an affidavit to verify eligibility if you win, but not when you enter. If the entry form asks for this kind of personal information, it's a sign you are on a spoofed website.
If You Have To Pay To Win, It’s a Scam
PCH Games Review 2024 Are PCH Sweepstakes Contests Legit? - ATS.io
PCH Games Review 2024 Are PCH Sweepstakes Contests Legit?.
Posted: Thu, 30 Nov 2023 08:00:00 GMT [source]
First, nobody from Publishers Clearing House will ever send friend requests to you on Facebook. Second, the PCH Prize Patrol members (Danielle Lam, Dave Sayer, and Howie Guja) and PCH employees do not send private messages on Facebook, Twitter or Instagram. Third, Publishers Clearing House does not notify our winners through Facebook, Twitter, Instagram or any other social media website. Finally, if you ever receive a message or contact asking you to send any money to claim a prize IT IS A SCAM. At Publishers Clearing House the winning is always free and you never have to pay any amount to enter or win.
Again, it’s important that we stress you did not hear from the real Publishers Clearing House. PCH would never request you send money to claim a prize and we never notify major prize winners by phone or mail. If you receive a telephone call from someone claiming you have won a sweepstakes prize and are asked to send money — STOP — you have not heard from a legitimate sweepstakes company. At Publishers Clearing House we do not notify our contest winners by phone. How do you know if a profile is the real Publishers Clearing House or a scam?
Publishers Clearing House wants to warn you about scam artists sending out real looking checks in an attempt to get you to send money! Scam artists send you an official looking letter claiming to award you a sweepstakes prize. The letter may illegally use the name of a well known company like Publishers Clearing House or a sound alike name in an attempt to build trust. (These offers are not affiliated in any way with Publishers Clearing House!) The letter encloses a real looking check that may appear legitimate. If you receive a check claiming to be for a legitimate sweepstakes prize and are asked to cash it and wire or send a portion back — STOP — you are the victim of a fraudulent contact.
Scammers are pretending to be with Publishers Clearing House and they tell people they’ve won money. If you receive any communication claiming to be from Publishers Clearing House, do your due diligence. Contact the company directly and make sure you’re not getting scammed.
But in order to do so, you’ll need to “verify” your identity by sharing a bank account number or other sensitive personal information. This allows scammers to take control of the account and steal your identity. On top of the fact that all prizes are awarded in person, Publishers Clearing House does not ask that any taxes or other kinds of fees be paid up front for wiring the money or for any other reason. They also will never ask prize winners to help load their winnings onto any kind of a card.
That letter even included his name, as schemers often use the names of real PCH employees to make their messages sound more legitimate. Her brother was about to send more gift cards before she caught on to what was going on and quickly stopped him before he lost hundreds, even thousands of dollars more. The hype and the hope of hitting the jackpot, winning all that life-changing cash from Publisher’s Clearing House Sweepstakes, can lead to PCH imposters stealing victims’ life savings.
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